Chase Sapphire Preferred® Card – Top Benefits

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Do you want a card for all occasions?

The Chase Sapphire Preferred® Card is great for those who love to travel but don’t want to spend a lot on fees. It has many perks that make traveling more enjoyable and affordable. With nice sign-up bonuses and a big travel rewards program, it’s no wonder this card is a favorite.

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Overview of the Chase Sapphire Preferred® Card

Chase Sapphire Preferred®
Credit Card

Chase Sapphire Preferred®

Premium dining & travel rewards
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The Chase Sapphire Preferred® Card is a great choice for travelers who want to earn rewards. It has a $95 annual fee. This fee unlocks a range of travel benefits that make using the card more enjoyable.

This card gives you lots of rewards points on your purchases. Plus, it offers travel protections to keep your trips safe. Since it’s a Visa card, you can use it almost anywhere in the world. This makes it perfect for both people who travel a lot and those who don’t.

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Overall, the Chase Sapphire Preferred® Card is a smart pick for those who love rewards and travel. It offers a great mix of benefits that make spending money more rewarding. It’s designed for anyone wanting to get the most out of their travel and spending.

Chase Sapphire Preferred® overview

Generous Sign-Up Bonus

The Chase Sapphire Preferred® Card has a great sign-up bonus for new users. After getting approved, you can get 75,000 points if you spend $5,000 in the first three months. These points make the card much more valuable, letting you use them for travel and other fun things.

75,000 Bonus Points Opportunity

This chance to get 75,000 points is a big deal in the world of credit cards. If you’re applying, remember there are some rules to follow. Having other Chase cards in the past could affect your chance to get this bonus. Knowing these details helps you plan your spending to make the most of this offer.

Earning Points on Purchases

The Chase Sapphire Preferred® Card lets you gather travel rewards on many types of buys. It’s easy to earn points and boost what you get from each buy. This card gives you different points depending on where you spend, making it great for all kinds of shopping.

Reward Categories Explained

  • 5 points per dollar on travel booked through Chase
  • 3 points on dining, select streaming services, and online grocery purchases (excluding certain stores)
  • 2 points for other travel-related purchases
  • 1 point per dollar for all other expenditures

You can earn points in various ways, making it easier to collect rewards. Whether you’re eating out, enjoying series online, or planning a trip, every category helps you gain more travel rewards.

Annual $50 Travel Hotel Credit

The Chase Sapphire Preferred® Card offers a great perk: a yearly $50 credit for hotel stays booked via Chase Travel. This benefit increases the card’s overall worth, making it appealing for those who travel often.

Cardholders can use this yearly hotel credit to lower their stay costs, boosting their travel rewards. This automatic credit makes booking easier every year. It also lets users visit new places with less worry about expenses.

10% Anniversary Points Bonus

One highlight of the Chase Sapphire Preferred® Card is its 10% anniversary bonus. Each year, cardholders get extra points equal to 10% of the points they earned the year before. This offer makes the card more valuable by rewarding both loyalty and spending, especially for those who travel often.

Maximizing Rewards Over Time

Let’s say a cardholder spends $20,000 a year on their card. They would get an extra 2,000 points each year. Using the card for daily buys and travel expenses helps gather points. It also ensures cardholders get the most out of the anniversary points bonus.

This approach motivates ongoing spending, leading to more chances for redeeming points in the future.

Travel Flexibility and Acceptance

The Chase Sapphire Preferred® Card is great for frequent international travelers. Thanks to its Visa affiliation, it’s accepted almost everywhere. This means you can shop or dine abroad without worrying about extra fees.

The card’s flexibility makes it perfect for trips outside the country. It lets travelers use it for anything from buying gifts to eating out. This encourages people to fully enjoy their travels without money worries.

Comprehensive Travel Insurance Coverage

The Chase Sapphire Preferred® Card has great travel insurance. This is key for trip planning. It protects your travel money in many cases, which cardholders find attractive.

Trip Cancellation and Delay Protections

This card’s travel insurance is top-notch. If your trip gets canceled, you could get back up to $10,000 per person and $20,000 per trip. This helps cover unexpected costs. Also, if a trip is delayed, you can get up to $500 for extra expenses. This extra money helps travelers feel safer and enjoy their trips more.

Rental Car Insurance Benefits

The Chase Sapphire Preferred® Card has great perks for renting cars. When you pay with this card, you get primary coverage for both collision damage and theft. This means you can travel worry-free, knowing you’re covered if something goes wrong.

By picking Chase’s benefits, you avoid the extra cost rental companies often charge for insurance. This saves money and still keeps you protected. Getting to know the rental car insurance from the Chase Sapphire Preferred® Card can make your trips better. It adds both savings and safety to your journey.

Shopping Protections and Discounts

The Chase Sapphire Preferred® Card gives you great shopping protections. This means you can feel safe when you buy things. With these protections, you’re guarded against loss or damage when you shop.

Purchase Protection Policies

This card will protect your new purchases if they get damaged or stolen for up to 120 days. So, it’s great for buying things that are important to you. It doesn’t just help if something gets stolen. Chase also makes your warranties longer for stuff you buy, showing they really care about protecting your shopping.

  • Price protection ensures buyers receive the best possible deal.
  • Purchase protection shields new items from unforeseen incidents.
  • Extended warranties add extra layers of purchase safety for valuable goods.

These benefits make the Chase Sapphire Preferred® Card a top pick for smart shoppers. It helps you save money while keeping your buys safe.

Chase Ultimate Rewards® Transfer Options

The Chase Sapphire Preferred® Card offers a cool feature: transferring Ultimate Rewards points. You can move points to 14 famous airline and hotel partners. This means your points can have more value when booking trips.

Some famous partners are:

  • United Airlines
  • Southwest Airlines
  • British Airways
  • Hyatt Hotels
  • Marriott Bonvoy

Using these transfer options lets you book amazing trips without spending too much. It also helps cardholders get the most out of their points for special travel experiences.

Conclusion

The Chase Sapphire Preferred® Card is great for travelers. It has a big sign-up bonus and lets you earn more points in many ways. Plus, you get travel credit every year and extra points on your card’s anniversary.

This card also offers strong travel protection. This means you get help if your trip is cancelled or if there are issues with a rental car. It gives travelers peace of mind, knowing they’re covered during their adventures.

In the end, the Chase Sapphire Preferred® Card is a top choice for people who love to travel. It offers great rewards, safety, and flexibility. This is especially helpful as travel keeps changing.

FAQ

What is the annual fee for the Chase Sapphire Preferred® Card?

The Chase Sapphire Preferred® Card has an annual fee of . This makes it a budget-friendly choice for travelers. They can maximize rewards without the burden of high costs.

How many points can I earn with the Chase Sapphire Preferred® Card?

You earn 5 points per dollar on travel booked through Chase. Also, you get 3 points on dining, select streaming services, and online grocery purchases. Plus, 2 points on other travel and 1 point for all other purchases. This setup allows for easy earning in many ways.

What is the sign-up bonus for new cardholders?

New cardholders can get 75,000 bonus points. They just need to spend ,000 on purchases in the first three months. This bonus offers lots of value for travel and more.

Do I incur foreign transaction fees when using this card abroad?

No, there are no foreign transaction fees with the Chase Sapphire Preferred® Card. It’s great for global travelers who want both convenience and savings.

What kind of travel insurance coverage does the card provide?

You get trip cancellation insurance up to ,000 per person and ,000 per trip for certain problems. Plus, it covers up to 0 for travel delays.

Are there any shopping protection features included with the card?

Yes, you get purchase protection against damage or theft for new items for 120 days. There are also warranty extensions on eligible purchases. This keeps your buys safe and sound.

How does the annual hotel credit work?

You receive a statement credit for hotel bookings through Chase Travel every year. This credit makes the card even more valuable by lowering travel costs.

What are the benefits of transferring points to travel partners?

You can transfer points 1:1 to 14 airline and hotel partners. This feature boosts the value of points for high-value travel plans.

Can I get insurance when renting a car?

Yes, using this card for full rental payment provides primary insurance for collision and theft. This means you can skip the extra insurance rental companies sell.

What bonus do I receive on my points each year?

Each year, you get a 10% bonus on the points earned the previous year. This motivates more spending and increases the worth of your rewards over time.
About the author

Jessica

I’m a copywriter specializing in recommending creative ways to camouflaging backgrounds for online meetings. With a passion for detail, I help professionals create distraction-free, polished virtual environments. My goal is to provide practical tips to ensure you look your best on camera, no matter where you are.