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Do you want a card for every occasion?
The Triangle® Mastercard® is a top pick for Canadians who want great shopping perks. It lets you earn CT Money with no annual fee. So, you get more rewards for buying the things you need or want. Learn how to use its features to get the most out of this outstanding card.
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Introduction to Triangle® Mastercard® Rewards
The Triangle® Mastercard® is a key part of Canadian Tire’s rewards program. It’s built to boost customer engagement and loyalty. This credit card lets you gather CT Money on everyday buys. It’s a top pick for many in Canada because there are no income rules and no yearly fees.

Triangle® Mastercard®
When you’re in the rewards program, using your card makes earning and using points smooth. You can shop at Canadian Tire, partner spots, and online. This easy setup encourages buying and shows users the value of their spend as CT Money. By choosing the Triangle® Mastercard®, you get to up your rewards game and enjoy cool program benefits.
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Key Features of the Triangle® Mastercard®
The Triangle® Mastercard® shines among many credit cards. It’s known for no annual fee. This is a big deal for people who want to save money. Plus, with this card, enjoying rewards without extra costs is easy. The card also offers interest rates of 21.99% on purchases and 22.99% on cash advances.
This makes it simpler to handle sudden expenses. By offering flexible payment options, it helps cardholders manage their finances better.
No Annual Fee: Access Rewards Without Extra Costs
The no annual fee of the Triangle® Mastercard® is its standout feature. It’s perfect for those watching their budget. It lets users earn rewards on every purchase without extra fees.
This way, each time you buy something, you’re saving for later. These savings add up, making future shopping more affordable.
Competitive Interest Rates and Payment Flexibility
The card doesn’t just stop at no annual fees. It also has competitive rates for purchases and cash advances. These rates help card users manage their money wisely.
There’s more. On eligible big buys, you can pay over time with no extra cost. This means you get to keep earning rewards while paying off your purchase in pieces.
How to Earn CT Money with Triangle® Mastercard®
The Triangle® Mastercard® is a great way to get CT Money. This comes in handy when buying things at Canadian Tire and related stores. By using this card smartly, you can boost your rewards. This ensures you gain the most from your shopping.
Earn 4% CT Money at Canadian Tire and Partner Stores
Shopping at Canadian Tire or its partner stores lets you earn 4% CT Money. These stores include well-known names like Sport Chek and Mark’s. This reward system makes it more beneficial to shop within the Triangle Rewards network, increasing what you get from your buys.
1.5% Back on Groceries and 0.5% on Other Purchases
If you buy groceries, you get 1.5% CT Money back on up to $12,000 spent each year. This makes the card a top pick for those wanting to save more on groceries. All other buys give you a 0.5% return. This way, your rewards keep growing, no matter where you shop.
Additional Benefits of the Triangle® Mastercard®
The Triangle® Mastercard® offers more perks that make shopping more rewarding. These include special deals and options to pay over time. It’s a good pick for smart shoppers.
Exclusive Offers and Personalized Promotions
Cardholders get special offers that match their shopping habits. These deals help earn more CT Money. It’s great for those who shop often and want to get the most out of every purchase.
Zero-Fee Financing for Large Purchases
With the Triangle® Mastercard®, big buys at Canadian Tire places can be paid off slowly, without extra fees. This is good for expensive items since you can pay over time and not pay interest. You still collect CT Money as you make payments.
Joining the Triangle Rewards Program
Joining the Triangle Rewards program is simple. You can sign up by applying for a Triangle® Mastercard®, downloading the app, or getting a physical card. Being a member lets you automatically earn CT Money on purchases, saving money easily.
Using a Triangle Mastercard means you’ll earn more CT Money than with a regular loyalty card. This lets you save more and get bigger rewards over time. Being part of Triangle Rewards makes shopping more rewarding.
The Impact of Triangle Select on Rewards
Triangle Select is changing how cardholders get rewards with their Triangle® Mastercard®. It offers a special chance to get more CT Money, boosting your rewards. For $89 a year, members earn more, appealing to regular shoppers at partner stores.
Maximize Your CT Money Earning Potential
With Triangle Select, members get ten times the CT Money on daily buys. This lets cardholders grow their rewards fast. It makes each dollar spent more valuable, whether for groceries, home fixes, or other needs.
Understanding the Costs and Benefits of Triangle Select
It’s important to weigh Triangle Select’s cost against its rewards. Though there’s an annual fee, frequent shoppers at partner stores can earn a lot more. By looking at your shopping habits and rewards, you can see if it’s right for your wallet.
Shopping Smarter with Triangle® Mastercard®
Shopping smarter with the Triangle® Mastercard® can help you get more financial benefits. Using Triangle® Mastercard® strategies wisely lets people make the most of their money. When you shop at certain stores, you can earn more CT Money which means more bonuses.
It’s a good idea to use special offers made just for you and your shopping style. Keep track of what you buy to make sure you don’t miss out on rewards. This way, you can get the most out of your shopping and enjoy more benefits.
Best Practices for Using Your Triangle® Mastercard®
Using your Triangle® Mastercard® wisely is key to getting the most out of it. Knowing how to budget and set up your payments can really boost your rewards. And, it helps you stay clear of those unwanted interest fees.
Budgeting and Instant Payments to Avoid Interest
Smart budgeting is a must. It keeps your spending on track and lets you make timely payments. By monitoring your expenses and setting a monthly budget, you’re in charge of your money. Paying your full balance each month means no interest. This makes your rewards even better.
Setting Up Recurring Payments for Extra Rewards
Using your Triangle® Mastercard® for recurring payments is a smart move. It ups your CT Money rewards. You can handle many bills with your card, gaining more rewards easily. It makes paying bills smoother and bolsters your budgeting, making sure you benefit from every purchase.
Maximizing Your CT Money Accrual
Boosting your CT Money with your Triangle® Mastercard® is key. By taking advantage of special offers during the year, you can earn more. These limited-time promotions help increase your rewards balance quickly.
Leveraging Special Offers for Extra Points
Many promotions focus on items in high demand. Sometimes, you can get up to 50 times more CT Money on certain products. Watching for these offers lets you plan your shopping to earn extra points.
Combining Rewards with Partner Store Promotions
Working with partner store promotions boosts your CT Money too. These stores give Triangle® Mastercard® users extra bonuses. Shopping at partner stores during special events means you earn more rewards faster.
Conclusion
The Triangle® Mastercard® is a great choice for Canadian shoppers. It’s perfect for regular customers at Canadian Tire and related stores. With no annual fees and the chance to earn lots of rewards, it fits smart shoppers perfectly.
This card lets users access special deals and save money over time. The chance to earn CT Money at different places makes the Triangle® Mastercard® a smart money tool.
In the end, the Triangle® Mastercard® is a smart pick for those looking to improve their shopping. It offers numerous benefits for daily buys. Getting this card could majorly upgrade your shopping experience.